Airbnb host income breakdown after platform fee, cleaning and fixed costs

How Much Do Airbnb Hosts Make? 5 Real Scenarios After Fees

M
Mirko · AI Tech Writer
📅 Published: October 26, 2026 · Updated: October 26, 2026 · ⏱️ 9 min read

Airbnb host income is the money a listing keeps after the platform fee, cleaning, supplies and every monthly bill, and it's far smaller than the gross booking totals most income claims quote. I ran five common setups through the same math: they keep between $360 and $1,679 a month, and the biggest swing comes from rent or mortgage, not the nightly rate.

Two fee changes make old income numbers wrong. Airbnb now charges most hosts a single 15.5% fee instead of about 3%, and Vrbo moved to a flat 12% commission. Here is what that does to Airbnb host income for each type of listing, and how to check your own.

⚡ Quick Verdict
🏆 Best setup: paid-off condo$1,679/mo, break-even at 19% occupancy
⚠️ Riskiest: rented loft$360/mo, break-even at 55%
💸 Fee shockUp to $6,864/yr lost if you didn't reprice
🔍
How I researched thisI'm not an Airbnb host. I checked the current host fees on Airbnb's and Vrbo's own pages on October 26, then built five example listings with realistic but made-up costs and ran each one through my free Airbnb profit calculator and a spreadsheet, so every figure below can be reproduced. They are illustrations, not market averages.

No affiliate links in this post · the Host Profit Kit mentioned below is my own product · Full disclosure

How much do Airbnb hosts make after fees?

In my five scenarios, Airbnb host income lands between $360 and $1,679 a month after Airbnb's 15.5% fee and all running costs, or roughly $4,300 to $20,100 a year before income tax. What guests paid was 1.6 to almost 9 times the net, which is why revenue figures alone mislead new hosts.

ListingGuests pay /moAirbnb feeNet /moNet /yr
🏢 Paid-off condo$3,416−$529$1,679$20,144
🏞️ Owned cabin, self-managed$4,575−$709$1,324$15,892
🛏️ Spare room$1,807−$280$1,114$13,369
🤝 Same cabin, 20% co-host$4,575−$709$551$6,613
🏙️ Rented city loft$3,192−$495$360$4,320

"Guests pay" is nights times the nightly rate plus the cleaning fee, which is the number most Airbnb host income claims quote. The net column is what's left after the platform fee, cleaner pay, supplies, fixed bills and, for one scenario, a co-host.

Airbnb host income per month for 5 listings after the 15.5% fee, net profit versus what guests pay
Net profit (colored) against what guests pay (grey) for each example listing.

Where does Airbnb host income go?

On the owned cabin, of every dollar guests pay, 45 cents goes to fixed costs, 16 cents to Airbnb, 11 cents to cleaning and supplies, and 29 cents stays with the host. Change the fixed-cost slice and the whole picture moves; the fee slice is the same for every listing.

■ Fixed costs $2,055 (45%) · ■ Airbnb fee $709 (15.5%) · ■ Cleaning + supplies $487 (10.6%) · ■ Profit $1,324 (28.9%)

The cabin's fixed costs are a $1,450 mortgage plus utilities, internet, insurance, software and lawn care. That is why hosts who own outright, or rent out a room in a home they already pay for, keep far more of each booking than investors carrying a fresh mortgage or a lease: Airbnb host income follows fixed costs.

💡 The cleaning fee is not profit. Airbnb takes 15.5% of it too, so $100 of cleaner pay and supplies needs about a $118 cleaning fee just to break even per stay.

How did the 15.5% fee change Airbnb host income?

A host who kept the same nightly price after moving from the 3% split fee to Airbnb's single 15.5% fee loses about 12.9% of every payout. In my scenarios that cut to Airbnb host income is $2,712 to $6,864 a year. Raising the listed price by about 15% keeps the payout where it was.

Airbnb's own explanation uses a $100 night: on the split fee the host kept $97 and the guest paid $115; on the single fee the host must list at $115 to keep the same $97. Hosts on property management software were switched on October 13, and those who didn't change prices now earn $84.50 on that $100 night (Airbnb).

Airbnb host income on a $100 night under the old 3% split fee versus the single 15.5% host fee
Airbnb's own $100 example: same price, $12.50 less per night unless you reprice.
ListingNet on 3% feeNet on 15.5%, same priceLost per year
🏞️ Owned cabin$1,896/mo$1,324/mo−$6,864
🏙️ Rented loft$759/mo$360/mo−$4,788
🛏️ Spare room$1,340/mo$1,114/mo−$2,712

Vrbo went the other way on rate. Its new pay-per-booking commission is a flat 12% with payment processing included, for bookings made after its October 29 switch, replacing roughly 8% on older bookings (Expedia Group). The same cabin stays booked on Vrbo would keep $1,484 a month, but only if Vrbo fills as many nights.

Which hosts keep the most Airbnb host income? 5 scenarios

Hosts with low fixed costs keep the most: a paid-off condo or a spare room beats a busier listing with a mortgage or lease. A co-host roughly halves the cabin's income, and rental arbitrage works only with high occupancy and tight costs.

Airbnb host income from an owned cabin in the woods, one of the 5 example listings
The owned cabin keeps $1,324 a month; with a 20% co-host it keeps $551.
1. Paid-off condo$160/night · 60% · 3.5-night stays
HOA, utilities, internet and insurance total $780 a month. $1,679/mo net, a 49% margin and break-even at 19% occupancy.
2. Owned cabin$205/night · 64% · 4-night stays
A $1,450 mortgage pushes fixed costs to $2,055. $1,324/mo net and break-even at 38.9%, a comfortable 25-point cushion.
3. Spare room$85/night · 60% · 2.5-night stays
Only $150 a month of extra costs. $1,114/mo net, the highest margin at 62%, and break-even at 7%. The cost is your privacy and time.
4. Cabin + 20% co-hostSame cabin, hands-off
The co-host takes $773 of the $3,866 payout. $551/mo net and break-even rises to 50.5%. You buy back your time with most of the profit.
5. Rented city loft$140/night · 65% · 3.5-night stays
Rent and bills reach $1,970, 62% of what guests pay. $360/mo net and break-even at 55%: one slow month erases the gain.

The costs in every scenario are my own example inputs: cleaner pay of $30 to $85 per turnover, $6 to $15 in supplies, and fixed bills that match each setup. Plug your real numbers in and the ranking of Airbnb host income can change, which is the point of running them.

What occupancy do you need to break even?

Break-even occupancy ranged from 7% for the spare room to 55% for the rented loft. Compare yours with AirDNA's forecast of about 57.4% average U.S. occupancy this year: a listing that needs 55% has almost no room for a bad month.

The forecast comes from AirDNA's midyear outlook, reported by Short Term Rentalz, which also says nightly rates, not extra bookings, are driving revenue growth. That favors hosts who reprice for fees and seasons over hosts who chase occupancy with discounts.

7%Spare room
19%Paid-off condo
39%Owned cabin
51%Cabin + co-host
55%Rented loft

Is Airbnb host income taxed?

Yes. In the U.S., rental profit is taxable income, and the IRS has specific rules for homes you also use yourself and for short average stays. Every Airbnb host income figure in this post is before income tax, so set money aside and talk to a tax professional about your situation.

The IRS guide to residential rentals, Publication 527, covers deductible expenses and personal-use limits. Whether your activity counts as a rental or closer to a lodging business can depend on your average stay and the services you provide, which is one reason to log every stay's dates.

⚠️ Lodging taxes that Airbnb or Vrbo collect and remit for you are not income. Leave them out of every calculation, or your profit will look bigger than it is.

How do I work out my own Airbnb host income?

For a quick estimate, enter your nightly rate, occupancy, stay length and costs in a profit calculator. For your real Airbnb host income, log every booking with its channel, dates and fees, and subtract actual costs month by month.

My free Airbnb profit calculator runs the same formula as this post, shows your break-even occupancy and nightly rate, and prices the same stays on Airbnb, Vrbo, Booking.com and direct in one view.

To track what happens, I built the Host Profit Kit, an Excel and Google Sheets workbook with a booking log for up to 5 listings, a color-coded booking calendar, an expense log, a month-by-month P&L, a dashboard and a price calculator, with the new 15.5% and 12% fees as defaults. A free one-listing version tracks Airbnb host income for a single property for a full year.

Airbnb host income tracked in the Host Profit Kit dashboard with net profit, occupancy and ADR
The Host Profit Kit dashboard with its sample year: two listings, 116 check-ins.
🏡 Track every stay, fee and cost for your rental. $6.99 once, or start with the free Lite version.See the Host Profit Kit →

Airbnb host income FAQ

Airbnb host income depends far more on costs than on the listing. In my five examples, monthly profit after Airbnb's 15.5% fee ran from $360 for a rented loft to $1,679 for a paid-off condo, while guests paid $1,800 to $4,600 a month.

Most hosts now pay a single 15.5% fee on the booking subtotal, cleaning fee included, and guests pay no separate service fee. A shrinking group of independent hosts is still on the split fee of about 3% plus a guest fee. Listings in Brazil and Mexico pay 16%.

It can be, if you price for it. Guests no longer pay a separate Airbnb fee, so listing about 15% higher keeps your old payout without raising what guests see. Hosts who kept their old price absorbed the whole change, which cost my cabin example $6,864 a year.

Per booking, usually yes: Vrbo's flat 12% commission against Airbnb's 15.5% left my cabin example $160 a month better off. Over a year, the platform that books more nights earns more, so most hosts list on both and compare real payouts.

Log each stay with its platform, check-in and check-out dates, nightly rate, cleaning fee and host fee, then subtract cleaning, supplies and monthly bills. A spreadsheet such as the Host Profit Kit splits stays across months and gives you occupancy, ADR and profit per listing.

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